At Cardwisechoice, we make it easy to get Telegram Premium cheap with a Russian Mir Card, virtual credit card (VCC), or prepaid card — no matter where you live. Our cards work instantly, so you can subscribe to Telegram Premium for Russia or any supported service right away. We built our platform for online shoppers, freelancers, and businesses who need a fast, safe way to pay online. Every card comes with strong fraud protection and is ready to use the moment you get it.
We support a wide range of payment options, including Russian Mir Card and VCC, so you always have a way to pay. Whether you need Telegram Premium for Russia or want a virtual credit card for global use, we've got you covered. Our process is simple, our cards are secure, and global acceptance means fewer rejected payments. Ready to get started? Grab your card today and start paying smarter.
How to Get Your CardWiseChoice Virtual Card Instantly
Step-1. Sign Up in Minutes
Create your CardWiseChoice account online. No paperwork. No long forms. No waiting.
Step-2. Get Your Virtual Card Instantly
Your virtual card is ready right away. No approvals. No delays. Just instant access.
Once issued, your virtual card is active right away. You can see the 16-digit card number, CVV, and expiry date in the app and start paying instantly.
Step-3. Pay Anywhere Right Away
Use your card online for subscriptions, ads, or everyday spending. It works in Russia and beyond.
Available Virtual Card Options You Can Choose From
Best for payments within Russia and platforms that support MIR network cards.
👉 Category: Russian Card
👉 Network: MIR
👉 One-time card issue fee: $5 (activation required)
👉 Price: $100 USD
Best for everyday online payments. This Visa Standard card is a solid option if you want a simple, reloadable card that works across most platforms.
👉 Visa Standard category
👉 Reloadable virtual card
👉 One-time card issue fee: $5 (activation required)
👉 Price: $120 USD
Best for platforms that prefer US-issued cards. This Mastercard is issued under a USA debit BIN, which helps with acceptance on many global platforms and services.
👉 Mastercard virtual card
👉 USA debit BIN 527520
👉 Reloadable
👉 One-time card issue fee: $5 (activation required)
👉 Price: $100 USD
Best for higher spend and US-based merchants. This Visa card is issued in the US and works well for online payments that check card.
👉 Visa virtual card
👉 USA debit BIN 434769
👉 Reloadable
👉 One-time card issue fee: $5 (activation required)
👉 Price: $150 USD
What Is Telegram Premium and Why Does It Cost More in Your Country?
Telegram Premium is a paid subscription that unlocks extra features on top of the free app. You get larger file uploads, faster downloads, no ads, and more. It works on Android, iOS, and PC, and you manage it right inside the app or through Telegram's official bot.
Telegram Premium as a Paid Subscription
Telegram offers its core app for free. Premium is the paid layer on top of it. Once you subscribe, you unlock features like 4GB file sharing, exclusive stickers, and priority support. The price changes based on where you live — and that gap can be wide.
Telegram Premium Pricing by Country (2026)
In Russia, Telegram Premium costs around 1,990 rubles per month — roughly $22 USD at current rates. In the US, it runs about $4.99/month. In parts of Europe, it can go even higher. Telegram sets prices based on local buying power and exchange rates, which means the same product costs very different amounts depending on your region.
| Region |
Monthly Price (approx.) |
| Russia |
~$22 USD (1,990 RUB) |
| United States |
$4.99 USD |
| Germany |
€5.99 EUR |
| India |
₹179 (~$2.15 USD) |
| Brazil |
R$19.90 (~$3.80 USD) |
Why Does the Same Subscription Cost More in Your Region?
When you buy through the App Store or Google Play, those platforms add their own fees on top. Local taxes and currency conversion add even more. That's why the price you see in your app store is often higher than what Telegram charges in lower-cost markets. Using a Russian billing method — like a Mir Card or a virtual card tied to a Russian account — lets you skip those markups and pay the base regional price. At Cardwisechoice, we give you that access directly.
What Does Telegram Premium Give You? (Full Feature Breakdown)
Telegram Premium is worth the cost. Here's exactly what you get.
Performance and Storage Upgrades
Free users can send files up to 2 GB. With Premium, that limit jumps to 4 GB. You also get faster video and GIF loading, plus unlimited cloud storage with no speed caps on downloads. If you share large files often, this alone pays for the sub.
Messaging and Organization Features
Premium lets you pin up to 10 messages in any chat. You can create 20 folders, each holding up to 400 chats or channels. You can also follow up to 1,000 channels, use tags to find messages fast, and set new chats to archive on their own.
Privacy and Visibility Controls
You can see when other users were last active — even if they've hidden it. At the same time, you can hide your own status from others. You can also limit who can message you, or even make incoming messages paid.
Communication and Expression Tools
Premium turns voice messages into text, so you can read them without headphones. It also translates foreign messages in real time. On top of that, you get unique stickers, exclusive reactions, message effects, and the ability to leave more than one reaction per message. Emoji statuses are included too.
Profile and Identity Features
Your profile gets a longer bio, a visible Premium badge, and a custom app icon. You can set a video avatar that plays live when people view your profile. Personal chats can have their own wallpaper too.
Stories and Channel Features
Premium users can post unlimited stories. Your stories show up higher in the feed, and you can see exactly who viewed them. Inside channels, ads disappear completely — you just get the content, nothing else.
At Cardwisechoice, we help you unlock all of this at the lowest price available. No bloat, no extra steps — just Premium access at a fair rate.
How to Buy Telegram Premium Cheap via Russian Mir Card — Step-by-Step
What Is a Russian Mir Card and Why It Works for Telegram
Mir is Russia's national payment system — Telegram accepts it directly. When you pay with a Mir card, Telegram bills you in rubles at Russia's local price. That price is far lower than what most Western users pay, which is why it works so well for international buyers.
Method 1 — Purchase Directly Through Cardwisechoice ✅ Easiest
This is the safest route for users outside Russia.
Step 1 — Visit Cardwisechoice. Go to our site and choose the Telegram Premium plan.
Step 2 — Enter your Telegram details. Provide your username or phone number — no password needed.
Step 3 — Pick a payment method. We accept crypto, cards, and other options.
Step 4 — Complete your payment. The process takes under a minute.
Step 5 — Get confirmed. We activate your Premium and send confirmation right away.
Method 2 — Payment via SberPay
SberPay is a Russian bank app that ties into Telegram's local billing system.
Step 1 — Open Telegram settings and go to the Premium subscription page.
Step 2 — Select SberPay as your payment method at checkout.
Step 3 — Confirm in the SberPay app using your Russian bank login.
Step 4 — Done. Premium activates at the ruble price.
⚠️ This only works if you have a Russian bank account. Not available to most users outside Russia.
Method 3 — Pay via Russian Bank Card Directly
Telegram lets Russian cardholders gift Premium to any account.
Step 1 — Ask a contact in Russia (or use Cardwisechoice) to send a Premium gift through Telegram.
Step 2 — They open your profile and tap "Gift Premium."
Step 3 — They pay with a Mir card or any Russian-issued bank card.
Step 4 — You receive Premium instantly in your account.
⚠️ The card must be Mir or issued by a participating Russian bank. Foreign cards won't work here.
Method 4 — VPN + Regional App Store Switch
This method works but comes with real risks.
Step 1 — Set up a Russian VPN. Connect to a Russian server before opening your app store.
Step 2 — Switch your Apple ID or Google Play country to Russia. This requires a Russian address and payment method.
Step 3 — Find Telegram Premium in the store and subscribe at the ruble price.
Step 4 — Keep the VPN active during payment or the transaction may fail.
⚠️ App stores can flag your account, decline the payment, or cancel the sub later. Cardwisechoice skips all of that — no VPN needed, no account risk.
How to Gift Telegram Premium to Another User
Many of our users ask us how to gift Telegram Premium to a friend, partner, or team member. It’s simple. Here’s how you can do it the right way.
Gifting via Telegram's Official Bot
Go to the user’s profile → Tap “Gift Premium.”: Open Telegram, search for the person, and visit their profile. If gifting is available in your region, you’ll see the “Gift Premium” option.
Choose the plan: You can select 1 month, 3 months, or 12 months. The longer plans cost less per month.
Complete payment and confirm: Follow the in-app payment steps. Once payment is done, Telegram sends the Premium access straight to the user. They get a message that you sent the gift. No extra steps needed from them.
Gifting Through Cardwisechoice
Enter the recipient’s Telegram username at checkout: When you place your order with Cardwisechoice, you provide the exact Telegram username. Double-check spelling. Telegram usernames are case-sensitive.
We activate Premium at discounted Russian pricing: We process the subscription through regions where Telegram offers lower prices. This lets you gift the same Premium features at a lower cost.
Get proof of activation: After payment, activation usually happens within a short time. We send confirmation once Premium is active on the account. The user can check their settings to see Premium status right away.
Gift Cards and Vouchers for Telegram Premium
Official gift codes in 2026: Telegram mainly supports gifting through its app. Physical gift cards or retail vouchers are not widely offered in most countries. If you see “official gift cards” outside Telegram’s app, be careful.
Watch out for third-party voucher scams: Many sites sell fake codes. They ask for crypto payments or gift cards and disappear after payment. If the deal looks too cheap, it usually is.
How to check if a voucher is real: Only buy from trusted sellers with clear support, real reviews, and secure payment methods. Avoid sellers who refuse to show proof or push you to pay fast.
How to Get Telegram Premium Free or at Maximum Discount
Many users search for a free option. We believe in being clear. Real free access is rare, but there are safe ways to lower the cost.
Official Free Methods That Actually Work
Telegram sometimes runs limited promos through its official accounts. These may include invite or referral rewards. The Telegram Fragments market also runs username auctions, and some offers may include Premium perks. Always confirm deals through verified Telegram channels before you act.
What Doesn't Work (Scam Warnings)
“Free Premium bots” do not work. They often try to steal your login details. Fake promo codes on forums and YouTube are also common. No third-party bot can activate Premium without real payment through Telegram.
Legitimate Discounts Available on Cardwisechoice
We help you pay less through seasonal deals and bundle offers. Annual plans cost less than paying month to month. Switching from a monthly to a 12-month plan can cut your total cost over the year and give you better value.
Is It Safe and Legal to Buy Telegram Premium This Way?
We know you want clear answers before you pay. Safety and trust come first for us, and we do not take risks with your account or your money.
Account Safety — Will Telegram Ban You?
As of 2026, Telegram sets prices by region but does not ban users just for paying a lower regional rate. There is a difference between bending store rules and getting your account banned. Most bans happen due to spam or abuse, not billing method. When you try to switch regions on your own with fake store data, you take more risk. When you use Cardwisechoice, you avoid those steps and keep your account safe.
Payment Security
We process payments through secure channels. You never share your Telegram password or login details with us. We only need what is required to activate the subscription. For digital plans, buyer protection means clear order records and support if there is an issue.
Legal Considerations
Regional pricing is common for apps and services. Buying at a lower regional rate sits in a gray zone, but there are no public cases of Telegram banning users for it. Using a VPN to switch app stores can break store rules and raise flags. Using a trusted service like Cardwisechoice lowers that risk.
Common Mistakes to Avoid
Do not share your Telegram login with anyone who claims they can “activate Premium” for free. Do not send money to random bot operators. Avoid unofficial APK files that promise unlocked Premium. These can steal your data or lock your account.
Telegram Premium Subscription Plans and Pricing on Cardwisechoice
We keep our pricing clear so you know exactly what you pay. No hidden fees, no surprise markups.
Monthly vs. Annual Subscription Cost Comparison
Our 1-month plan starts at a lower USD/EUR rate than many local App Store prices in the US and Europe. The 12-month plan gives you the best value, with a lower cost per month and solid savings over the year. In most major markets, buying through app stores costs more due to store fees and taxes. With us, you avoid those extra charges and lock in a better rate.
Payment Methods Accepted
We accept crypto like Bitcoin and USDT. You can also pay with international bank cards. We support other regional payment options based on your location, so you can choose what works best for you.
Activation Timeline After Purchase
Delivery is fast. After payment, we activate your Premium without needing your password. In your Telegram app, you will see the Premium badge on your profile and unlock features like 4 GB uploads and faster downloads. That’s how you know it’s active and ready to use.
How to Cancel Your Telegram Premium Subscription
Canceling is simple. Here's how to do it on each platform.
Canceling via Android
Step 1 — Open the Google Play Store and tap your profile icon.
Step 2 — Go to Payments & Subscriptions → Subscriptions.
Step 3 — Find Telegram Premium and tap Cancel Subscription.
Canceling via iOS
Step 1 — Open Settings on your iPhone and tap your name.
Step 2 — Go to Subscriptions and find Telegram.
Step 3 — Tap Cancel Subscription and confirm.
Canceling a Cardwisechoice-Activated Subscription
If you got Premium through us, cancellation works a little differently.
Step 1 — Contact our support team before your next billing date.
Step 2 — We'll stop the renewal on our end — no app store needed.
Step 3 — Your Premium features stay active until the current period ends.
Frequently Asked Questions
Will my Telegram account work normally after buying via Cardwisechoice?
Yes. Your account stays the same. We only help you pay for Telegram Premium. We do not change your login, chats, or settings. Once payment goes through, Premium shows up in your Telegram app.
Can I use Premium on multiple devices?
Yes. Telegram Premium is tied to your account, not one device. If you log in on your phone, tablet, or laptop, Premium works on all of them.
Does Premium work on PC as well as mobile?
Yes. It works on iOS, Android, Windows, and Mac. If you can log into Telegram, you can use your Premium features there too.
What happens if a payment fails mid-subscription?
If a payment fails, your Premium may pause. We help you fix the issue fast so you can renew without stress. If we cannot complete the payment, we do not charge you.
Is the 2026 Russian Mir card method still working?
No. Most users can no longer rely on that method. It is unstable and often blocked. We offer safer and more reliable payment options that work today.
Can I use this method to buy Premium as a gift for someone in another country?
Yes. You can pay for someone else’s Telegram Premium, even if they live in a different country. You just need their Telegram username or number.
What is the cheapest country to buy Telegram Premium in 2026?
Prices vary by region and can change at any time. Some countries offer lower rates, but not every payment method works there. We guide you to the best available option when you order.
How is Cardwisechoice different from random Premium bots on Telegram?
We are a direct service, not an unknown bot. You deal with a real team. We confirm your order, process your payment securely, and provide support if anything goes wrong. With random bots, there is no backup if they disappear. With us, you know who you are paying.
